I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a ...

I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don't do credit ...

Do you go thru a bank? A specialist type company? What type of fees? Do they knock down some of your balances? Do they send you a check you thereby payoff the balances (then just have the one single bill to this new creditor)? Or do they payoff ...

How does either loan affect credit scores etc...?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can ...

I need to get one loan to get rid of all my credit card bills, and just pay one bill every month... I realy need help. Thanks for any advice.

How does either loan affect credit scores etc...?Which one tends to get the better interest rate? Any reccomendations on what financial institution to go through? How much money do you need to make to take out approx. 10k? Any other info you can ...

and thus am unable to work untilI get more surgery. My husband however, is an e-5 in the navy and has been in for 8 years. He has past bad credit and we are unaware of his score. We applied for a debt consolidation loan to help pay for medical ...

I have 7000 dollors of random credit card and medicall bills. My credit cards are already closed. I get calls from collection agencies threatning me. I am too woried. I am just overwhelmed. I don't wanna eat, I don't wanna slepp, I ...

I have bills totalling around $5500-6000 and need a loan to pay them off and close all the accounts and then just pay off the loan instead of 6-7 different payments....my credit is around 450, so pretty low, i've tried a few places but haven...

I owe about 10,000 on medical bills and about 5,000 on other unsecured items. I earn about 40,000.00 before taxes. Is there a company who can and will give me a debt consolidation loan with bad credit and no homeownership? I am trying to help ...

my husband and I are about $15,000 in credit card debt. We are current on our credit card bills but we are only making minimum payments and seem to be getting nowhere. I thought of a debt consolidation loan but here the interest rates are high...

I previously posted a question re: my husband being a co-signer on his father house. He is in a bind where he has two delinquent accounts that he was trying to get one loan and pay for. Being that this house is on his credit he can not get ...

me and my wife just bought a house 7 months ago and when we moved in we did not realize how much we needed to get the house adequete with furniture etc. so now we have ran up quite a few credit cards and have a 4000 furniture bill that we are ...

Are there Consolidators that will loan in the 8k - 10k range for people who do not own property, I want to get my bills paid off before I go to the fire academy and I really need some help........

In desperate need of a kind soul with lots of financial knowledge and a the time to read my story. Today, I found out the hard way that my wife of 1 year (girlfriend/fiancee of 7 years) is in a LOT of credit card debt. She had managed to keep ...

Help! I am drowning in medical bills! I have been trying my best to work with the local hospital regarding the 6 "different accounts" they show in their system for me-which are all related to the pregnancy delivery of my son this ...

I have a Bank of America Checking Account At the moment, But im in Chexsystems from Wells Fargo about 4 years ago. Im trying to qualify for a debt consolidation loan to pay off Wells Fargo, a Capital One Account and a Medical bill but I have Bad ...

Right after Christmas, my grandpa died and since I helped financially for the funeral and gave some to my grandma, I had to pinch to make my credit card payments...before I got my bills my landlord raised my rent... I had to put all that pinched ...

I want to catch up with my bills and bring everything to a $0.00 balance and start fresh. My credit is poor and the late fees I'm paying wiht my bills are killing me. This is not Credit Card debt either. These are just unpaid bill that keep...

I need a 35k loan to pay off my husbands and my own debt and to get back on our feet, my credit is very bad due to not paying my bills because I didn't have a job or any money. I now have a very good job and can make payments of 400 a month. ...

I am a single, widowed mother of two who went back to college after my husband died. I also had to file bankrupcy (which would be 9 years ago this year) because there were debts attached to my name that were not my legal responsiblity. Going ...

Question? What makes people keep using them when they see the destruction it is causing? Many people, mostly younger folks and women, have so many credit cards they end up in severe debt and ruin their credit for many years to come. Credit ...

I am graduating in May of this year and I have a pretty good amount of money taken out in loans. I was wondering where I should start? I also have some credit card debt and I was wondering if I can include that with the loans and then just pay one...

I'm in need of a small consolidation loan. I have poor credit, from past mishaps. I do not have any credit cards, and do not have a spending problem. My need for this loan now stems from having unexpected car repair bills, health problems...

I have a cousin who is 25 years old and wants to file bankrupcy. He has debt but it is around $10,000. He is not a stable kid. He can't keep a steady job and when he does work he doesn't work full time and of course doesn't make ...

I have been trying to consolidate debt now for over 2 years, but banks won't give me a loan because my debt/income ratio is so high. I have never been late on one bill in my life, always pay more than minimum, I have a house and car in my ...

I have enough money to pay my bills, but it seems a lot of the time, they come at the wrong time. The payment clears before our paycheck gets put in and so the overdraft kicks in and then I owe the overdraft plus fees. What am I supposed to do to ...

Ok, so heres the sticky situation i have gotten myself in. I'am a 23 year old male living in los angeles who like most, has made a few bad financial decisions. I'am now sitting with a little over $8000 in debt, i'am getting married ...

I am currently behind on quite a few bills such as personal loans a credit card etc..I also have Alot more past due that are in collections. I don't own a home i live with family rent and utility free.I got out of the military last year due ...

I'm thinking of those places that advertise on TV and say "this is not a loan or debt consolidation, we negotiate with your creditors", etc. Do any of these places help people with hospital bills that have gone to a bill collector...

I make 50K a year, I got mortgage, car payments, the normal bills.. right. I have no problems paying all my bills and even pay a little more than the minimum payments on my credit cards.. I ask this.. I hear radio ads about if you have 10 k or ...

My ex husband ran up $5000 in bills and left me. I only earn $500 a week and the repayments on the debts are higher than I earn. I really need to find a way to get debt free quickly. I don't really want to declare bankruptcy though. I want to...

I stopped paying my credit card back in 2007 because I was going through some rough times in between jobs. But as you all know the bills never stop so my credit cards got jacked up. I stopped paying them for about a year and started receiving ...

What is the difference? What should I go with to help pay off my debt quickly? Little background - Decent credit (690-710 range). Husband has several credit cards and I don't know the total debt, I have 1 (with a $1400 balance). To combat ...

ok so i have 3 credit cards, all almost maxed out with all of the interest, my payments it seems like they are never getting payed off. i recently read up on debt consolidation. my debt all together is almost, but not quite 5,000$ i only ...

when i was between 15/16 years old i accumulated a phone bill that i could no pay. (certain family issues arised and i had to move out of home) - i was trying to find a way out, and being as young as i was, i wasn't sure what 'declaring ...

I have good credit, I am able to pay my bills, but I am finding it impossible to get a debt consolidation loan from a credible bank. My credit card APRs are rediculous so I am looking towards other areans of personal loan consolidation. What do ...

We are curently way over our heads as far as charge accounts and/or credit cards go. My question...do you need good credit to get approved for a bill consolidation loan? Are there any good companies out there that would help you with that? What ...

I have tried to get debt consolidation help but every one just tells me they can't help me because my debt is not high enough!! I have been slowly paying what i can but am starting to sink fast--i work 2 jobs and it never seems to be enough. ...

I would like to consolidate these 3 things, Car Loan Care Credit Card #1 Care Credit Card #2 Now, I'm not looking to lower my debt, just to consolidate so that instead of paying three seperate bills a month I could hopefully just pay ...